Landlords who choose to go direct or just want to have a look at the types of buy-to-let mortgage products that they can access directly can use a number of routes. 

If they know which provider they want, then they can use Property Hawk’s provider directory  

This enables a landlord to see every provider in the buy-to-let mortgage market and then go direct to their website. 

Alternatively, a landlord with access to a local BTL mortgage provider’s branch may want to go in and talk to a member of staff about their options. 

One thing that landlords should be aware of is that because of the specialist nature of buy-to-let finance, the department or staff that deals with BTL lending may not be found in all branches. 

A landlord therefore may be directed to another office or asked to contact the department directly by phone or via the Internet. 

Therefore, before a landlord makes a special journey they are advised to contact the local branch first to find out what is the best method to access the provider’s buy-to-let mortgages.

A landlord should always bear in mind that they may save the cost of a buy-to-let mortgage broker’s fee by going direct to a buy-to-let mortgage provider, but there will be many buy-to-let mortgages that will be unavailable to them as they are can only be bought through a BTL mortgage broker.