Archives: Magazines
Best of the BTL Blog
Here are some of the highlights from the BTL and landlord blog. Wow! What a few weeks in the financial markets and there seems like no immediate end to the turmoil. Our team of buy-to-let bloggers comprising of: landlords, property professionals, letting agents and professional property investors a like have being putting together their thoughts […]
Good news for Landlords?
Ok, you probably think I’m mad. The credit markets are in turmoil. Banks are falling like nine pins. Getting a buy-to-let mortgage is about as easy as winning the pools. This means that as a landlord’s fixed term loan comes to an end they are forced to accept the buy-to-let lenders standard variable rate (SVR) […]
What the Fanny May?
What the FM is going on? Landlords that have been keeping up with the turbulent events on Wall Street will probably guess that FM stand for the nationalised Fannie Mae mortgage lender recently bailed out by the US Government. Listening to Radio 4 first thing in the morning in the current financial climate can be […]
Unemployment Amongst Tenants
As the credit crunch looms large, an increasing worry of mine is that one of my tenants loses their job and the potential ramifications for me as the landlord. One thing that I can do to reduce the financial risks as a landlord is reference my tenants properly to ensure that I get the right […]
My Tenancy Agreement
The tenancy agreement is probably the most important document that a landlord can own. It sets out the landlord’s and the tenant’s rights and responsibilities with respect to the tenancy. The other week I was e-mailed by a landlord who had originally granted a joint tenancy to a couple. They had since split up, but […]
Best of the BTL Blogs
The last month has seen numerous posting from our landlord bloggers covering a range of topics from the absurd EPC (Energy Performance Certificates), to a number of postings of relevance to student landlords. Our bloggers inevitably look at the state of the housing market and there is useful guidance on how to get a buy-to-let […]
Time To Buy?
One investment theory goes that when everybody is at their most optimistic this is the time to sell and when they are most pessimistic, this is exactly the very time for investors to pile in. We have seen this theory play out several times over the last decade. Firstly, who remembers the tech bubble of […]
Tax relief for landlords
Principal Residence Relief Landlords that may have lived in their buy-to-let property prior to selling may have a pleasant surprise according to property tax expert Steve Sims. This is because they could benifit from what tax professionals known as Principal Residence Relief or PRR. Steve who has written the guide Paying Less Property Tax for […]
BTL Insurance Personal
Need landlord insurance? A friend of mine with a rented house was just about to leave for Dubai to teach for a couple of years. He asked me what I did about insuring my properties. I said that I’d used Alan Boswell for a couple of years and had always been pretty happy with them. […]
EPC required by 1.10
Time is running out for landlords. They will need an Energy Performance Certificate EPC after the 1.10 if they market an investment property for letting after the October deadline or risk a £200 fine from the Local Trading Standards Officer. Compare landlord insurance – multiple quotes What is an EPC? An EPC or Energy Performance […]
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