Archives: Landlord Bible

Everyone knows that a purchase of property involves various outgoings. If the price exceeds a certain figure, there is a tax. It is payable to HM Revenue & Customs. Failure to obtain the required SDLT Certificate makes the transaction unregistrable at HM Land Registry.  There are of course other forms of landlord tax payable. The […]

What other loan options are availiable to landlords other than a BTL mortgage? I’ve already looked in depth at the subject of BTL Mortgage Finance.  This is the type of funding that landlords typically use to purchase property.  However, from time to time it may be prudent or necessary to use other types of loan. […]

Residential property keeps performing well UK residential property has been the best performing asset class in the last 50 years according to the Barclays Capital Equity Guilt Study & ODPM housing statistics.  These figures showed that in real terms (after inflation) £100 invested in a portfolio of shares in 1930 would have grown to a […]

Landlord Insurance Building & contents It’s critical for a landlord to get the proper landlord insurance.  Failure to get the correct landlord insurance could prove to be a very costly mistake, so it is imperative that a landlord fully understands what is, and isn’t, covered under the landlord insurance policy in case disaster strikes.  This […]

What are a landlord’s income tax liabilities? Tax liabilities for rental properties are assessed on the basis of income and capital gains tax. Landlords looking to avoid the latter need to be fully aware of the tax relief for their pincipal residence. Firstly, let’s examine how the liabilities derived from a landlord’s income are calculated. […]