Prefabricated construction properties or PRCs were frequently built by local authorities as affordable mass housing after the war.
Many of these properties have now been repaired. The areas that the properties are found in mean that they are relatively cheap for the extent of the accommodation they provide. They often make good family accommodation.
Concrete or prefabricated construction properties can often appear on a buy-to-let lenders list of defective properties which means that the lender is not prepared to lend against them.
There are literally a handful of buy-to-let lenders that are prepared to advance buy-to-let loans on these types of residential properties. A list of these is given below. There are also additional buy-to-let lenders who will look at advancing money on a case by case basis making it difficult for a landlord to track down these BTL products.
Landlords should note that many buy-to-let lenders will not lend directly to them.
For more information on which buy-to-let mortgage providers will lend direct to a landlord have a look at the providers section.
Astra BTL from N & P
RBS IP Natwest
Landlord Bible Chapters
Forms for Letting Property
Finance and Tax on Rental Property
- Holiday Let Tax Guide
- Capital Gains Tax (CGT)
- Landlord Mortgage – Key Definitions
- Guide to Landlords Stamp Duty Land Tax (SDLT)
- Selling a buy-to-let property
- BTL Mortgage Brokers
- Buy to Let Mortgages
- Landlord BTL Mortgage Finance
- Alternative Loans
- Why Invest in Buy-to-let?
- Landlord Insurance
- Landlord Income Tax
Rental Property Regulations
Investing in BTL Property
- Property Rental Yields
- Calculating Property Investment Returns
- Finding Investment Property
- Property Investment Clubs
- Understanding The Risks Of Buy-to-let Investment
- A Guide for New Landlords
- Types of tenant
- Investing In A Holiday Let
- Buying a House in Multiple Occupation (HMO)
- Alternatives to Direct Property Investment
- Buying Houses & Bungalows
- Buying Apartments and Flats
- Buying Property off Plan
- Below Market Property (BMV)
- Property Auctions
- Property Investment Checklist
- Selecting a Property Investment
- Which Period of Btl Property Should a Landlord Buy?
Managing Rental Property
- Fair Wear and Tear
- Condensation and Mould in Rental Properties
- Landlords Associations
- Appliances in Rental Properties
- Maintenance of a Rental Property
- Repaying a Tenants Deposit
- Reducing the Rent
- Raising the Rent
- Squatters in a Rental Property
- The Tenant Does a Bunk!
- The Tenant Wont Move Out
- Getting Your Money Back from a Tenant
- Tenant Abandonment
- Non-Payment of Rent
- Giving Tenants Notice to Leave
Letting Rental Property
- Preparing a Property Inventory
- Who is responsible for the water bill?
- Letting to Tenants with Pets
- Alternative Tenancies
- Tenancies in Scotland
- Landlord Maintenance & Repair
- Length of a Tenancy
- The Tenancy Agreement
- Repaying a Tenants Deposit
- What is right to rent?
- The Handover of a Rental Property
- Letting to Students
- Tenants on Benefits
- Vetting tenants and finding the ideal tenant
- Which Letting Agent?
- Letting Agent or Diy Landlord?
- Furnishing a Rental Property
- Writing a Rental Advert
- Online Letting Agents
- Property Marketing
- Finding Good Tenants
- Ten Steps for Letting
Legislation of Letting Property
- Discharge and Modification of Restrictive Covenants
- Leasehold Valuation Disputes
- Market Rent
- Fair Rent (Rent Assessment Committee)
- Rent Disputes Between Landlord and Tenant
- Harassment by Landlords
- Leasehold Disputes
- Preparing for a Possession Hearing
- Grounds for Possession by a Landlord
- Possession Orders
- Filling out a N5b Form
- Section 21 Process Timetable
- Possession (Accelerated): Section 21 Notice
- Possession Using Section 8 Notice
- Possession Proceedings by Landlords
- Appeals from Leasehold Valuation Tribunals (Lvt’s)
- Rights of Light Applications
- Lands Tribunals
- Housing Act Appeals
- Alternative Dispute Resolution
- Tenancy Deposit Disputes
- Legally Letting Property